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Tag Archives: Investing

Overcoming Loss Aversion in Retirement

Loss Aversion

Loss aversion is an observation that the pain we experience from a loss is twice as great as the pleasure from an equivalent gain.

Posted byWestern Reserve Capital ManagementDecember 3, 2021December 2, 2022Posted inBlogTags:Investing

How Sequence Risk Can Impact Your Retirement

How Sequence Risk Can Impact Your Retirement

With a retirement that could last 30+ years, it is important to consider the impact that a sequence of negative investment returns early on can have on the longevity of your nest egg. Awareness of this risk allows you to develop a strategy to attempt to mitigate this risk during the years surrounding your retirement.

Posted byGage Paul, CFP®, RICP®, EAOctober 13, 2021November 1, 2021Posted inBlogTags:Investing, Retirement Planning

How Longevity Risk Can Impact Your Retirement

How Longevity Risk Can Impact Your Retirement

Although longevity risk can pose a serious threat to your retirement plans, its impact can be mitigated with prudent planning and using reasonable assumptions for how long you and your spouse may live.

Posted byGage Paul, CFP®, RICP®, EASeptember 24, 2021January 26, 2022Posted inBlogTags:Investing, Retirement Planning

Minimizing Complexity in Your Investment Portfolio

Minimizing Complexity in Your Investment Portfolio

Diversification can only lower your risk to a certain extent, regardless of the number of investments you own. However, what does not decrease, as your holdings increase is complexity.
Often, adding complexity (your portfolio) on top of complexity (the markets) can increase risks rather than reduce them.

Posted byGage Paul, CFP®, RICP®, EAAugust 13, 2021December 14, 2021Posted inBlogTags:Investing

Reducing Company-Specific Risk in Retirement

Reducing Company-Specific Risk In Retirement

The company-specific risk that comes with concentrated holdings can be mitigated through diversification. However, the process of selling can have many nuances. Having a diversification strategy in place could be useful when making investment decisions with tax and emotional implications.

Posted byGage Paul, CFP®, RICP®, EAAugust 4, 2021January 1, 2022Posted inBlogTags:Investing, Retirement Planning

Key Retirement Milestones

Key Retirement Milestones

Some of these retirement milestones create potential planning opportunities to boost savings, maximize retirement income, or improve tax efficiency. Others mark deadlines that could result in stiff penalties if overlooked.

Posted byGage Paul, CFP®, RICP®, EAJuly 28, 2021November 15, 2021Posted inBlogTags:Investing, Retirement Planning

Choosing a Successful Retirement Investment Strategy

Choosing a Successful Retirement Investment Strategy

A successful retirement investment strategy does not require great genius nor tremendous effort, but it does require you to stick with that strategy in good times and bad.

Posted byWestern Reserve Capital ManagementJuly 9, 2021December 2, 2022Posted inBlogTags:Investing, Retirement Planning

Investing for Retirement

Investing for Retirement

Developing and adhering to a sound investment strategy is essential in retirement. This strategy will likely look different than the one you used during your accumulation years. You must find a balance between today’s spending needs and those of the future if you plan on maintaining your standard of living throughout retirement.

Posted byGage Paul, CFP®, RICP®, EAMay 12, 2021July 27, 2021Posted inBlogTags:Investing, Retirement Planning

Inflation’s Impact on Your Retirement

The Impact of Inflation on Your Retirement

Inflation is yet another risk you may face in retirement, though its effects may not be felt for many years. With smart planning and prudent investing, there are ways to attempt to mitigate its effects on your purchasing power.

Posted byGage Paul, CFP®, RICP®, EAApril 30, 2021January 1, 2022Posted inBlogTags:Investing, Retirement Planning

Preventative Maintenance for Your Retirement Portfolio

Preventative Maintenance for Your Retirement Portfolio

Putting your investing on autopilot is often a useful strategy when you are accumulating assets, but as you approach retirement, your portfolio could likely benefit from regular monitoring and these adjustments.

Posted byGage Paul, CFP®, RICP®, EAApril 7, 2021July 15, 2021Posted inBlogTags:Investing, Retirement Planning

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