Everyone has to start somewhere, and there should not be any judgment placed on that person for not knowing “better.” They are likely doing the best they could with the resources they were given.
Risk presents itself in many forms and changes with time horizons. Balancing the type of risks you face is an art rather than a science.
If 2020 taught us anything, it’s that we humans are adaptive creatures and can adjust to things that before never thought could happen.
Uncertainty of the future will always be present and optimism may become scarce. Prepare for these times, but have faith that a better future will prevail.
What is RPE? When I exercise, I track the number of reps, weight used and judge the difficulty of each set by estimating my rate of perceived excretion (RPE). Rate of Perceived Exertion is a way to measure the intensity of an exercise. It is based on a 1-10 scale, with 1 being a very lightContinue reading “How to use RPE in Retirement Planning”
If you are over 65 and still employed Medicare can be confusing. There are many decisions one must make when choosing healthcare coverage.
Events and circumstances will change. But fear, uncertainty, and doubt can always be found when investing. How you deal with it is the key.
When investing and saving for retirement, we are not trying to get the absolute highest return we possibly can, we are trying to minimize the chance of financial ruin.
When you leave your current employer, you may not be exactly sure what to do with the money in your old employer’s 401(K) plan. We have listed out the available options and detailed the factors to consider in the hope to help you make an informed decision.
Deciding when to claim your Social Security benefit is a nuanced decision with serious implications to your retirement income plan.